How To Open A Bank Account Using Your Mobile Phone In 2023

Almost all national banks in India have started providing their services to customers through mobile banking and online internet. At present, if you want to open a savings account in any bank, you can easily do it through your mobile.

If you open an account directly from the bank, it can take 1 to 2 days for the process to complete, but through online mobile banking, you can open your savings account within 15 minutes instantly. Currently, this facility is available in all banks.

If you want to open a savings account while sitting at home in 2023, below is the complete information on how you can open an bank account online and what documents are required.

Savings Account Opening Via Mobile

If you are thinking about opening a savings account in any bank without visiting a bank branch, you can easily do this through your own smartphone. Nowadays, all banks in India allow you to open your savings account through their online portal.

The rules for all government and private banks in India are the same, so it is very important for you to have certain things to open a bank account. Opening a savings account through mobile is a digital process, so you will have to submit all kinds of information online.

Related Post: How to open an account in YES Bank? Required documents, application form, and fees.

What are the documents required?

In today’s time, very few documents are required to open a savings account, whether online or offline. If you have your Aadhaar card and PAN card, you can apply for a savings account anytime online from your mobile.

When opening the account, you will need to upload a photo copy of both these documents, which you will need to take with your smartphone camera.

To open an account online from your mobile, your mobile number should be registered with your Aadhaar card, as a Mobile OTP is required during the account verification process.

Verification Method

How to open a bank account from a mobile phone, many customers still don’t know the correct way to do KYC. KYC Verification is a very important task for opening an online savings account, and the account is only activated after completing it entirely. As mentioned above for account verification, in addition to Aadhaar card verification, there is also a need to do Video KYC.

You can complete your Video KYC using your smartphone’s selfie camera, which takes 5 to 30 seconds.

What are the benefits of opening a savings account through a mobile phone?

In 2023, all banks offer online services through which customers can open a savings account with their preferred bank at any time through their mobile phones. Online banking offers more convenience compared to opening an offline account.

  • If you are considering opening a savings account digitally online, here are some small benefits you can get:
  • First of all, you don’t need to stand in long lines at the bank as you can complete the whole process from the comfort of your home. Your account is created instantly compared to waiting in line at a bank branch.
  • When filling out the online form, you can double-check everything to minimize the chance of errors.
  • There is a minimal requirement for documents.
  • You also get a virtual debit card with an online application.
  • All banks offer the convenience of internet banking.


How to open a bank account through your mobile phone? Nowadays, you can open your savings account with any bank within 15 minutes by completing some eligibility requirements.

  • One should be an Indian citizen.
  • Minimum age should be 18 years.

How to open a bank account on SBI using a mobile phone?

State Bank of India is the largest government-owned bank in the country, which is why most people open their savings accounts in this bank. If you have not yet opened an account with SBI, you can do so immediately through online means.

You can easily apply for an online savings account by going directly to the official website of SBI. The online savings account application process for State Bank of India remains open from time to time.


How to open a bank account through mobile, in 2023, you can easily open your savings account in any bank without visiting a bank branch. Currently, most customers apply for savings accounts online instead of offline.

If you need more information on this subject, you can send a comment below.


 How do I open a bank account using my mobile phone?

You can use your mobile phone to open a bank account. First, you need to go to the bank’s website.

What are the benefits of having an online bank account?

An online bank account can be accessed from anywhere in the world. You can also check your balance, transfer money, pay bills, and deposit checks.

Do I have to wait a long time before I can open an account?

It depends on which bank you’re with. Some banks will require you to wait 24 hours, but others will have you open an account within minutes.

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